Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have in Virginia Beach, or to help you in any other way I can to secure the best possible rate for your home purchase.

Financing your New Home

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

 

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

 

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

 

With over 17 years experience, I have learned early on that finding a good mortgage officer and company is a difficult & touchy subject. Below are a few of the ones I have been referring business to for years, and recommend that you contact them directly to discuss your personal situation, and see what programs you may qualify for.

 

Brad Shoemaker 
Office # 213-1200 
Mobile # 685-3919 
e-mail Brad here
Click here for his Website
 
 
Cathy Talley with National City Mortgage,
757-285-3838 (Mobile) 431-1248 (Fax)
e-mail Cathy here
Wachovia - Personal Finance and Business Financial Services
Mitchell Saks - Senior Mortgage Consultant @ Wachovia Mortgage 
Ph: # (757) 448-6737 * Fax: (757) 448-6739 e-mail Mitch here 
Mitch Saks Website
                          
Bank of America* = Susan Haynes 
(I also own BOA Stock)
Business Phone # 757-456-5870 * Cell # 757-286-2037
Click here for her Web Site

 

Atlantic Bay Mortgage Comapny
Atlantic Bay Mortgage, Robby Dobrinsky @ & (757) 498-6789 
or click here for his Website


Please feel free to use who ever you want to help you finance your new home. Please make sure you are getting your interest rate locked as soon as possible, and they have disclosed to you up front all of the fee's you will be required to pay.

We don't want any last minute unexpected delays or cost!

Ready to get started ? Please provide the following Personal Information, and I'll have one of my Mortgage Specialist contact you!
First Name:
Last Name:
Middle Initial:

Social Security #:
Date of Birth:
Home address for last two years:
City:
Zip:
Employment Information
Name of Company:

Address:
City:
Zip:
Phone Number:
Position:
How Long have you been at your current job:
Total amount of money for down payment on a home:

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